|
Heads \ Year
|
(In Crores of
Rupees)
|
|
2004-05
|
2005-06
|
2006-07
|
2007-08
|
2008-09
|
|
GROSS
DIRECT PREMIUM
|
|
|
|
|
|
|
In
India
|
3799.91
|
3523.67
|
3814.42
|
4007.23
|
4279.90
|
|
Increase
over previous year (%)
|
12.06
|
-7.27
|
8.25
|
5.05
|
6.80
|
|
Market
share
|
21.14
|
17.29
|
15.26*
|
14.26
|
14.12
|
|
|
|
|
|
|
|
|
Outside
India
|
10.74
|
12.67
|
12.70
|
14.74
|
15.95
|
|
Increase
over previous year (%)
|
21.08
|
17.97
|
0.24
|
16.06
|
8.21
|
|
|
|
|
|
|
|
|
Total
|
3810.65
|
3563.34
|
3827.12
|
4021.97
|
4295.85
|
|
Increase
over previous year (%)
|
12.08
|
-7.20
|
8.22
|
5.09
|
6.81
|
|
|
|
|
|
|
|
|
NET
PREMIUM INCOME
|
|
|
|
|
|
|
Total
|
2832.17
|
2683.00
|
2855.36
|
3187.98
|
3653.63
|
|
Increase
over previous year (%)
|
12.90
|
-5.27
|
6.42
|
11.65
|
14.61
|
|
|
|
|
|
|
|
|
OPERATING
RESULTS
|
|
|
|
|
|
|
Net
Premium Income
|
2832.17
|
2683.00
|
2855.36
|
3187.98
|
3653.63
|
|
(%
to Gross Direct Premium)
|
74.32
|
75.87
|
74.61
|
79.26
|
85.05
|
|
|
|
|
|
|
|
|
Net
Incurred Claims
|
2263.51
|
2830.33
|
2394.22
|
2838.84
|
3393.67
|
|
|
|
|
|
|
|
|
Net
Commission
|
77.50
|
140.55
|
114.04
|
203.89
|
218.17
|
|
|
|
|
|
|
|
|
Expenses
of Management
|
859.39
|
882.61
|
866.21
|
985.53
|
1023.93
|
|
(%
to Gross Direct Premium)
|
30.34
|
32.90
|
30.34
|
24.5
|
23.84
|
|
|
|
|
|
|
|
|
Increase
in Reserve for Unexpired Risks
|
168.02
|
-80.17
|
87.79
|
169.45
|
231.27
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Invest
Income including P/L on sale of investment, Interest, Dividend &
Rents
|
685.17
|
1009.75
|
1054.80
|
1180.92
|
1071.32
|
|
|
|
|
|
|
|
|
Other
Income/Outgo (-)
|
-9.39
|
20.03
|
7.93
|
3.65
|
31.70
|
|
|
|
|
|
|
|
|
Profit
before tax
|
141.21
|
-59.64
|
455.83
|
172.06
|
-133.53
|
|
|
|
|
|
|
|
|
Income
tax deducted at source
|
10.03
|
55.00
|
37.76
|
8.75
|
5.15
|
|
and
provision for tax
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net
Profit after tax
|
131.18
|
-114.64
|
418.07
|
163.31
|
-138.68
|
|
|
|
|
|
|
|
|
Dividend
(Amount)
|
25
|
0
|
83.61
|
32.66
|
0
|
|
Dividend(%)
|
25
|
0
|
83.61
|
32.66
|
0
|
|
Dividend
Tax
|
3.50
|
0
|
14.21
|
5.55
|
0
|
|
|
|
|
|
|
|
|
CAPITAL
& FUNDS
|
|
|
|
|
|
|
Shareholders'
Funds:
|
|
|
|
|
|
|
Paid
up capital
|
100
|
100
|
100
|
100
|
100
|
|
General
Reserves
|
1114.83
|
1008.58
|
1332.04
|
1457.25
|
1308.05
|
|
Total
|
1214.83
|
1108.58
|
1432.04
|
1557.25
|
1408.05
|
|
Policyholders'
Fund:
|
|
|
|
|
|
|
Reserve
for Unexpired risks
|
1426.74
|
1346.57
|
1434.36
|
1603.81
|
1835.08
|
|
Estimated liability for O/S claims at
the end of the year
|
2809.08
|
3380.75
|
3358.90
|
3620.14
|
4091.86
|
|
Total
|
4235.82
|
4727.32
|
4793.26
|
5223.95
|
5926.94
|
Total
of Capital & Funds
|
5450.65
|
5835.90
|
6225.30
|
6781.20
|
7334.99
|
