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Compensation
payable (Rs.)
Scheme A Scheme B
Scheme C
1. Death due to
Accident 3,00,000 5,00,000 10,00,000
2. Permanent Total Disablement due to accident 3,00,000 5,00,000 10,00,000
3.
Loss of 2 limbs or 2 eyes or 1 limb
And 1 eye due to accident 1,50,000 2,50,000 5,00,000
4.
Loss of 1 limb or 1 eye due to accident 1,50,000 2,50,000 5,00,000
5.
Actual expenses incurred following death
(Occurring
in foreign country and due to accident
or sickness
only) including carriage of dead body
to India
subject to a maximum of 50,000 50,000 50,000
6.
Actual Cost of Air Tickets (For the insured person
Person and
to and fro Air tickets for one person to
Accompany
him in case an Insured person is brought
To India
ALIVE (for treatment or otherwise following
An accident
injury abroad and if a valid claim is
Admitted by
the company under item 1 to 4 of the
Table of
benefits of the policy. 50,000 50,000 50,000
7.
Education Fund (in case of one or more dependent 5,000 5,000
5,000
Children) to
follow the basic claim ie., claim maximum
maximum maximum
Under either
1 to 4 above
8.
Medical Expenses :
5,000 5,000 5,000
(Following
upon Accident and incurred in India )
(during the (during
the (during the
provided
claim is entertained under either of 1 to entire policy
entire policy entire
policy
4
above.
Period) period
) period)
The optional provision of
covering Insured spouse and children has now been incorporated in the
Policy
With the following guidelines
:-
(i)
If both the proposer and the spouse are employed abroad,
both can choose the same scheme ie. Either of scheme A, B, or C.
(ii)
If only the proposer is employed abroad, the CSI for the
unemployed spouse has to be choosen at
Least one scheme lower and for children, the lowest
scheme ie. Scheme A for a CSI of Rs.
3,00,000/- should be choosen.
In case of family coverage, a
family discount of 10% will be allowed.
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