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Janata Personal Accident Insurance

 

Janata Personal Accident Insurance

 

Salient Feature. 1

Scope of Cover World Wide. 1

Age group. 1

Capital Sum Insured. 1

Exclusions. 1

 

Salient Feature

 

Policy covers individuals against death or Partial / Total disablements.

 

 

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Scope of Cover World Wide

 

1.       Death due to accident                                                                                100% of  S.I.

 

2.       P T D  due to accident                                                                                100% of  S.I.

 

3.       Loss of 1 eye or 1 limb                                                               50% of  S.I.

 

4.       Loss of 2 limbs,1 eye and 1 limb or 2 eyes                           100% of  S.I.

 

Group Discount upto 30% and Long Term Discount upto 20% are Available under the Scheme.

 

 

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Age group

 

10Years -  70 Years.

 

 

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Capital Sum Insured

 

Rs.25,000/-  to Rs.1 lac with the multiple of Rs.2500/-.

 

 

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Exclusions

 

1.       Any existing disablement.

 

2.       Death, injury or disablement due to intentional self-injury, suicide or  attempted

Suicide.

 

3.       Disablement or death under influence of  liquor or  drug.

 

4.       Death or disablement during racing, hunting, mountaineering, Ice Hockey,

Winter Sports.

 

5.       Insanity

 

6.       Breach of law with criminal intent.

 

 

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