Salient Features

Policy covers Loss or Damage to the Insured tree due to fire /Lightning /Strom/ Hailstorm/Cyclone/Tempest

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Scope of Cover

CROPS COVERED

Perils to be covered : Loss or Damage to the insured tree  due to fire (including Forest fire, bush fire) /Lightning/Storm/Hailstorm/Cyclone/Tempest (while in direct and immediate operation  over the insured area) /Flood and Inundation (Inspection report is necessary)/R.S.D. and M.D./Act of  Terrorism.  This may be termed  as Standard Cover

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Sum Insured

On  input cost basis

Cost of raising the crop will be deemed as the Sum Insured such as Pruning deweeding, planting, seeding, dethrashing / soil  tillage / fertilisers and manures/maintenance of soil structure/Pesticides and Insecticides/Watering Plants/Spraying of Micro elements/use of Synthetic Hormones/Plant protection/Labour charges for the above.

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