| 1. |
Motor Policy - Two Wheelers |
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Policy indemnifies bona fide owner of Two wheeler, used for personal purposes against the loss due to damage / theft / burglary of vehicle or any part there of, electrical accessories and also includes cover against liability towards third party personal injury and property damage1.
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| 2. |
Householders Policy |
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Policy covers risks of different types and protects the house as well as personal effects and household goods.
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| 3. |
Personal Accident Policy |
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Policy compensates individuals against accidental injuries resulting in disability or death.
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| 4. |
Critical Illness Policy |
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Policy provides exclusive benefit to individuals in the age group 20-65 years who are unexpectedly diagnosed for treatment of critical ailments like Coronary Artery Surgery, Cancer, Renal Failure, Major Organ Transplant, Stroke or Multiple Sclerosis.
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| 5. |
NRI Accident Policy |
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Policy covers Non-Resident Indians and family against loss arising from accidental injuries including death.
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| 6. |
Amartya Siksha Yojana Policy |
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Policy covers cost of education of a student/students in the age group of 4 to 25 years in the event of death of Parent/Guardian thus providing for continuation of studies.
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| 7. |
Rajrajeshwari Mahila Kalyan Yojana Policy |
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Specially designed to protect the welfare of women mainly in rural and semi-urban areas.
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| 8. |
Bhagyashree Child Welfare Policy |
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Policy provides protection to the girl child in the event of death of either or both the parents.
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| 9. |
Traffic Accident Policy |
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Policy provides hospitalization expenses up to Rs. 1 lac and Personal Accident Benefits up to Rs. 1 lac in case of road/rail accidents resulting in injuries/death.
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| 10. |
Niwas Yojana Policy |
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Policy insures repayment of housing loan in case of accidental death/Permanent Total Disablement of loanee and also covers residential building and the owners permanent fixture and fittings against Fire and allied perils including Flood, Storm, Earthquake etc.
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| 11. |
Baggage Policy |
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Policy indemnifies individual or a party against loss/damage to personal effects such as clothing etc carried as baggage during travel.
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| 12. |
Mediclaim Policy |
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Provides protection to individuals, families, employers, employees and welfare bodies against heavy financial burden for treatment in hospitals for illness, disease or accident, whether involving surgery or not.
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| 13. |
Motor Policy - Private Car |
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Policy indemnifies bona fide owner of Motor Car, used for personal purposes against the loss due to damage / theft / burglary of vehicle or any part there of, electrical accessories and also includes cover against liability towards third party personal injury and property damage.
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| 14. |
Professional Indemnity for Doctors |
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Policy covers liability on account of errors and omission of doctors while rendering professional services.
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| 15. |
Star National Swasthya Bima Policy |
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Star National Swasthya Bima policy is a unique Health Policy designed especially for the Account holders of Bank of India. The entire family consisting of the account holder, spouse and two dependent children upto the age of 21 years can be covered under this policy. This policy covers Hospitalization expenses for account holder and family. In case of hospitalization Expenses, the entire family is covered for the Floater Sum Insured as opted for, i.e., either one or all members of the family, as stated above, can utilize the Sum Insured during the policy period.
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| 16. |
PARIVAR – Mediclaim for Family |
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This is a Family Floater Health Insurance Policy wherein entire family will be covered under single Sum Insured. The Policy covers reimbursement of Hospitalization expenses for illness/diseases contracted or injury sustained by the Insured Person. In the event of any claim becoming admissible under the policy, the Company either pay directly to the insured if TPA service is not availed by the insured or pay to the Hospital/Nursing Home through TPA the amount of such expenses subject to limits as would fall under different heads mentioned below, as are reasonably and necessarily incurred in respect thereof anywhere in India by or on behalf of such Insured Person but not exceeding Sum Insured (all claims in aggregate) for that family as stated in the Schedule in any one period of insurance.
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| 17. |
VIDYARTHI-Mediclaim for Students |
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VIDYARTHI-Mediclaim for Students is a unique policy designed to provide Health and Personal accident cover to the students. It also provides for continuation of insured students education in case of death or permanent total disablement of the guardian due to accident.
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| 18. |
UCO Medi + Care Bima Policy |
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Uco Medi+ Care Bima is a unique Health cum Accident Policy designed especially for the a/c holders of Uco Bank. The entire family consisting of the a/c holder, spouse and 2 dependent children and two dependant parents can be covered under this policy.
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| 19. |
VARISTHA Mediclaim for Senior Citizens |
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This policy has been designed to cater to the needs of our Senior Citizens. It covers Hospitalization and Domiciliary Hospitalization Expenses under Section I as well as expenses for treatment of Critical Illnesses, if opted for, under Section II. Diseases covered under Critical Illnesses are as under:
• Coronary Artery Surgery
• Cancer
• Renal Failure i.e. Failure for both kidneys
• Stroke
• Multiple Sclerosis
• Major Organ Transplants like kidney, Lung, Pancreas or Bone marrow
• Paralysis and blindness at extra premium
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| 20. |
BOI National Swasthya Bima |
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BOI National Swasthya Bima policy is a unique Health Policy designed especially for the Account holders of Bank of India. The entire family consisting of the account holder, spouse and two dependent children upto the age of 21 years can be covered under this policy.
This policy covers Hospitalization expenses for account holder and family. In case of Hospitalization Expenses, the entire family is covered for the Floater Sum Insured as opted for, i.e., either one or all members of the family, as stated above, can utilize the Sum Insured during the policy period.
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| 21. |
Overseas Mediclaim |
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Overseas Mediclaim policy covers Medical Expenses whilst traveling abroad for business/holiday. The policy will be valid only if the insured journey commences within 14 days of the first day of insurance as indicated in the policy schedule.
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| 22. |
Baroda Health Policy |
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Baroda Health policy is a unique Health cum Accident Policy designed especially for the a/c holders of Bank of Baroda. The entire family consisting of the a/c holder, spouse and 2 dependent children can be covered under this policy.
This policy covers Hospitalization expenses for a/c. holder and family. In case of Hospitalization Expenses, the entire family is covered for the Floater Sum Insured as opted for, i.e., either one or all members of the family can utilize the Sum Insured during the policy period.
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